By Steve Weisman
Let's accept it... in modern-day global, senior electorate and their households face extra complex monetary, felony and private making plans judgements than ever before--and making the inaccurate judgements will be catastrophic. during this ebook, Steven J.J. Weisman, popular property making plans legal professional and host of the nationally syndicated radio exhibit "A contact of Grey," provide you with functional, easy tips on each one of these concerns. Written with simplicity and humor, Elder making plans uncovers recommendations and loopholes for retirement, overall healthiness care, long term care, asset security, investments, taxes, social defense, housing, Medicare/Medicaid, property making plans, replacement choice, and extra. This e-book is straightforward to learn and simple to take advantage of, making it the vital source for an individual wanting to guard themselves, their mom and dad and their heirs.
Read or Download A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Financial Times Prentice Hall Books) PDF
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Additional info for A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Financial Times Prentice Hall Books)
The scope of the Power of Attorney can be as broad or as limited as desired. For many years Powers of Attorney allowed you as principal to appoint someone to manage your ﬁnancial affairs unless you were incapacitated. In other words, you could appoint someone to act on your behalf unless 26 you actually needed someone to do so, at which time the Power of Attorney was automatically deemed void and invalid. It only took our legislators around 200 years to realize that when someone is incapacitated, that is precisely when they need someone to act on their behalf and when they want it to be the person of their choosing.
4 A GUIDE TO ELDER PLANNING Generally, policyholders are required to answer questions about their pets on the insurance application. Be honest and forthright in responding to these questions because an insurance company could deny you coverage in the event of a dog bite if the application contained erroneous information. Most often the insurance company will ask whether a dog is vicious, whether it has ever bitten anyone or whether it has been trained speciﬁcally for attack. Merely because your dog has bitten someone in the past you will not automatically be disqualiﬁed from receiving coverage if you have taken precautions to prevent a recurrence.
Second, I have seen many Durable Powers of Attorney that are just plain defective when it comes to issues such as dealing with the IRS or making gifts, which are two very important parts of a Durable Power of Attorney. And ﬁnally, a Durable Power of Attorney should be drafted to meet your own particular needs and desires when it comes to important matters such as gift-giving, to whom and with what limitations. Oh, Will Robinson! Even More Danger! Although many people have interpreted a broadly worded General Durable Power of Attorney to include the power to make gifts on behalf of the principal, many people would be wrong.
A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Financial Times Prentice Hall Books) by Steve Weisman